Do I need Health Insurance living in the UK?

By | June 30, 2020


It has been troubling times recently with the global health scare we are dealing with now unfortunately and people are thinking about how it will impact themselves and their families.

Living in England we are extremely lucky to have the NHS to help support us when we have an accident or sickness unlike our friends over the other side of the pond in the United States of America who have to pay for their health insurance to ensure they have treatment.

One of the downfalls of having free healthcare means that the NHS is extremely stretched a struggles to cope usually, but with the ongoing situation means it is at breaking point and tens of thousands of people in England are on the waiting list for operations, tests or treatments they desperately need.

More and more people are looking into Health Insurance as an option to ensure that they and their family receive the best care possible in a timely manner and don’t have to worry about waiting lists or a space to come free before they can see someone for advice.

It’s a worry though that we may not be able to always rely on the NHS especially as it is one of the greatest things in the United Kingdom but we also need to consider what the waiting lists mean to us and our families if we are diagnosed with a serious illness or require surgery.

As with all insurance policies, health insurance does come at a cost and we would suggest anyone considering taking a policy reviews all their options and appoints an insurance broker to ensure they receive the best price possible.

It is also worth checking with your employer if they provide it as part of your contract or offer any reduced prices via deals through employee benefit plans.

Health Insurance is not going to be the right option for everyone but whilst we are in the midst of a global health scare it is on the rise and looks likely to continue.