Taxis are like our paid- for service car. Black cabs, public hire taxis, chauffeurs and private hire taxis are the different kinds of taxi business. Like other business, proper protection in the form of insurance is required for taxi business also. Insurance policies are changed or upgraded with the passage of time, but if you compare taxi insurance, you can find a proper and best option in the market.
All vehicles in UK are required legally to have insurance, whether it is a personal car or a taxi service. By the help of comparison websites, Internet has brought together many insurers in UK who give a comprehensive list of what to expect from different policies. They present their covers on one page, which saves you from trawling through different brokers site. For a better comparison of taxi insurance you needs to:
• Choose a specialist provider or website:
For the comparison of taxi insurance, a specialized provider is the best option. A dedicated provider knows the unique risks and benefits associated with taxi business. Online taxi comparison in UK consists of three different kinds of sites: the phone quote site, the call back form, and those that provide full online quotations.
Bollington: it is an example of the phone quote site. It does not require your information. Instead, you can browse information about insurer’s policies and covers they offer. And after getting all the information you can give them a call later, providing them with your particulars. Then they will provide you with a quote and the details of the policy that was offered.
Quote my cab: it is a website that has a call back form where you can fill the details of your taxi and your driving history. Then the site’s administrator contact various insurance brokers. After finding an appropriate quote for your taxi, brokers will come back to you.
MCE: this site is for those people who do not want to do anything over the phone. Instead, they prefer online process for their taxi insurance. This site provides comprehensive forms, which is submitted online and accurate quote or policy is offered to you.
• Check policy details:
Focusing on the price alone is not a right thing when you are dealing with taxi insurance online. You should go beyond price and study the details of policy carefully, so that you can keep a check if you are getting the value for money properly. For example, what type of cover is being offered if you taxi s damaged or stolen? Or does it include cost for fixing broken windscreen, doors or windows?
• All information at hand:
When you are ready to make comparison and get insurance for your taxi you should make sure that you have all the details to hand. Registration number, age, model of your taxi, claims history and accidents etc should be answered fully. Misrepresentation of such facts can void the policy later.
So if you want best insurance deals, always remember to compare taxi insurance policies to see what you are getting for your money
